That may be the question if you're considering "upgrading" to Windows Vista. There's apparently enough doubt in the success of a Vista upgrade that many retailers are allowing Vista upgrades to be returned if your upgrade failed ... but now electronista reports that it appears a Vista upgrade permanently invalidates your XP license keys. So you may not be able to go back.
What's more, you cannot do a clean install using a Vista upgrade by showing it your XP install media — a Vista upgrade will install only on top of an existing installation. So if your Vista system craps itself badly enough that you have to reinstall, you have to reinstall XP first, only your XP license keys may by now be invalid ....
Sucks to be you, don't it?
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Re: Lesson
I'm going to have to get used to GnuCash once we've moved, after some dozen years of using Quicken, but having poked at it a little bit, it isn't bothering me, it's looking relatively comfortable. It's also looking very stable, after about 5 or 6 years of Alex using it.
GnuCash doesn't seem to have some of the same report types and nifty automated budgeting tools that Quicken has, but since I've never particularly found Q's budgeting tools all that accurate, I don't mind the latter, and the reports that GnuCash seem to be missing are some of the ones that a reasonably competant person with an emacs (or VI) installation and a text file could probably put together relatively easily.