And thus are novels born...

[unixronin]

With considerable snippage for relative brevity:

<strega42> wow... this credit card offer is Such A Deal! <chokes>
<strega42> annual fee $114, monthly service fee $11, and 23.9% interest
<strega42> a one time $4 internet access fee
<strega42> credit fee 50% the amount of the credit.
<strega42> of course i am waiving any right to a jury trial for arbitration
<strega42> i also waive any right to a class action suit
<strega42> oh, this thing is *shiny*
<strega42> First Premier Bank
<strega42> Hm.  South Dakota.  I should look up those state regulatory laws, and see if
           there's any fine print about SD residents :-p
<Alaric> according to Deke all the real credit pirates incorporate in SD, because SD
           banking laws practically allow them to seize your marriagable-age daughters as
           collateral
<strega42> Really?  They can have mine!
<paxed> Alaric: s/credit// and you have a lois mcmaster bujold novel in the making
           (probably of the miles-series...) ;)
<paxed> and the daughters would kick butt, of course ;)
<paxed> heck, i'd read that.