"Apple Computer, on the bus, with the iPod."
According to this article, the iPod — or, more accurately, the current ubiquity of music-on-the-go via a small portable player — is killing hi-fi. JVC and Kenwood just merged in an effort to cut costs and stay competitive in a shrinking and crowded market, and the parent company of Denon, Marantz Boston Acoustics, Snell Acoustics and McIntosh is up for sale.
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HOAs often perform the same functions as a town or city government. In places like New England, NY, and NJ, where every bit of land is incorporated into some municipality, HOAs aren't that common. But once you get into the South and West, where there's lots of housing built on unincorporated land, you get more and stronger HOAs. I could rant for days about how evil HOAs can get.